If you talk to an accountant, they will tell you to keep your personal funds separate from your business. The same concept applies to insuring vehicles used for commercial purposes. For example, if you drive your private car to deliver flowers for your floral business and you are in an accident, your insurance company may …
Continue reading “Do I Need Commercial Fleet Insurance as a Small Business Owner?”
Suggestions from the Team at the Business Insurance Center Dotted along the American landscape are a variety of businesses. One that nearly everyone will utilize at frequently is the convenience store. These one-stop-shops live up to their moniker. They offer various products and gas at easily accessible locations 24-hours a day. Who hasn’t wandered down …
Continue reading “Items to Consider When Opening a Convenience Store”
As a responsible employer, the safety of your employees should always be first in your mind. Without your team, everything could shut down and you would be out of business. If an employee gets hurt while on the job, it can mean downtime and undue burden on your other employees. The good news is that …
Continue reading “6 Steps to Reduce Workers Compensation Insurance Claims”
When you think of an umbrella policy, you may think of a type of coverage that envelops all your other policies, no matter what. That is not necessarily the case. Consider this comparison: when you use an umbrella to keep the rain off of you, it only works when you stay under the fabric. The …
Continue reading “Fill the Gaps in Your Existing Coverage with Commercial Umbrella Insurance”
Are you protected in the event that a fire at your place of business damages or destroys your equipment and other company-owned items? It’s easy to think that your general liability policy can handle everything but that is not necessarily the case. It’s also incorrect to assume your landlord’s insurance will cover your company’s belongings. …
Continue reading “Learn the 4 Variables to Your Commercial Property Insurance Rates”
As a small business owner, you are continually pulled in many different directions. One minute you may be writing up roofing bids for a new customer and the next, you are hard at work replacing worn out shingles. Maybe you are ordering stock for your convenience store and then rushing to ring up sales for …
Continue reading “Don’t Need General Liability Insurance? Think Again!”
Common Situations to Look Out For Workplace privacy is a hot topic. It’s not uncommon for a business to have a claim filed against them from an employee for breach of privacy, among other things. Many times, the allegations center around a failure to protect sensitive private information. Sometimes, they are accusations of ‘spying’ when …
Continue reading “Protect Your Company with Employment Practices Liability Insurance”
There are many benefits of running your business out of your house. There’s the convenience of a short commute and the lax dress code and maybe, one of the best perks is the low overhead. Why not utilize the extra bedroom to start a business and join the ever-growing economy? You need a place to …
Continue reading “If You Have a Home-Based Business You May Need Commercial Insurance”
As a builder or general contractor, your reputation is on the line each time you take on a new construction job. As a responsible business owner, you know how to cross your t’s and dot your i’s. You carry the right general liability coverage, keep your worker’s compensation insurance paid up, and always have the …
Continue reading “Why Builder’s Risk Insurance is a Good Idea”
Many small and medium-sized companies utilize trucks and cars to conduct their businesses. For example, street sweepers, landscape contractors, and caterers need to get their employees and products from Point A to Point B. Additional vehicles on the road create increased risk. Accidents are likely to happen that may include property damage and personal injury. …
Continue reading “How to Save Money on Your Commercial Fleet Insurance”
September 01, 2022
Daycare insurance is designed to protect childcare providers from a variety of risks. This may include reimbursement for the financial consequences of liability claims and lawsuits. These policies also can cover damages resulting from injuries to children, employees, or third parties; property damage; and other potential liabilities. In addition, daycare insurance can provide coverage for …
September 01, 2022
If you own a janitorial business, you know that th...
July 14, 2022
As a remediation contractor, you are tasked with c...
